Personal Cybersecurity Best Practices for Retired People
By knowing the personal cybersecurity best practices for retired people you and your fellow senior citizens can protect your identity and sensitive personal information. There are several important personal cybersecurity tips that retired people need to be aware of.
As Senior citizens, we are constantly under attack by cybercriminals and other malicious users. Personal cybersecurity is not difficult for retired people to learn, and should be practiced on a regular basis.
Practicing cyber safety can go a long way toward protecting your identity and sensitive personal information. This article discusses personal cybersecurity practices for retired people. Although everybody should use personal cybersecurity best practices in their daily routines, retired people and senior citizens face unique challenges. We are the targets of focused attacks by cybercriminals.
This article discusses what personal cybersecurity is, and why using personal cybersecurity best practices is important. There are recommendations that can assist senior citizens and retired people to implement good personal cybersecurity practices in their daily routines. It also discusses reasons why cybercriminals find senior citizens vulnerable to cyber attacks.
The Need for Personal Cybersecurity Best Practices for Retired People
As retired persons, we have had many years to accumulate many personal assets. The assets may be retirement income, real property, or stocks and bonds. These things are our lively hood and must be protected at all costs.
During retirement, it is more important than ever to use personal cybersecurity best practices in our daily lives. These are the good years, and we should enjoy them. By implementing some personal cybersecurity best practices for retired people we can be at ease.
When you practice good personal cybersecurity you’ll know that you are doing the right things to protect yourself and your sensitive personal information. Going online is probably part of your daily routine. Some topics discussed in this article may seem scary, but the risks should be acknowledged.
You may conduct online banking, stay in touch with friends, or simply be learning something new. The Internet offers an unlimited amount of resources. This article discusses some social media safety tips for seniors.
This article also discusses how you can incorporate personal cybersecurity practices into your daily routines in order to safeguard against identity theft and online fraud.
So, what is this Personal Cybersecutiy stuff all about anyway, and what the heck is it?
What is Personal Cybersecurity?
In order to implement good personal cybersecurity practices, we first need to define “Personal Cybersecurity.” Let’s start with defining Cybersecurity first.
Cybersecurity is the act of protecting digital systems and digital assets. It includes the methods and techniques used to protect systems and assets. Not only does it include protecting against unauthorized access, but also protecting digital assets from damage or destruction.
Personal Cybersecurity involves addressing the self-needs of an individual, whether at home or work. It involves the protection of personal information, personal devices, and our Personal Area Network (PAN).
Personal cybersecurity means bringing good
cybersecurity practices into our daily lives and where we live.
10 Personal Cybersecurity Best Practices for Retired People
Here are 10 personal cybersecurity tips that can help to protect your identity and safeguard your personal sensitive information. Although some of the tips are simply common sense they still need to be practiced on a daily basis.
- Use Security Software — Install security software on your devices. There are several well-known products on the market. If your not sure which one can provide you with good security ask your friend what they use, and how they like it. Also, there is a good chance that the Internet Service Provider (ISP) you use offers such software as a free service.
- Utilize Auto-updates on Your Devices — By enabling auto-updates on your devices you will be assured that your devices stay up-to-date. Device and product updates often include security fixes that enhance your overall security posture.
- Use Multi-factor Authentication — This can be set up for most sensitive websites like your online banking account. This is an important part of personal cybersecurity best practices. This safeguard can prevent someone from logging into your account if your login details have been compromised.
- Use Strong Passwords — Password-protect all your devices with a strong password. A password manager can simplify the task of creating complex and unique passwords. The use of strong passwords is part of using personal cybersecurity best practices for retired people. According to research by Home Instead, Inc., more than 50% of senior citizens have at least one device that is not password protected. Password protection helps to keep your personal and sensitive information safe in case your device is lost or stolen.
- Protect Your Personal Information — Share with care – especially when using social media sites like Facebook. Things as basic as your last name, your address, and even phone numbers, should not be shared online. Even your date of birth could be used in conjunction with other information and may be used in a future attack.
- Watch Out For Phishing Scams — Cybercriminals can be quite crafty. They use techniques that are designed to get you to reveal personal information. There are tactics that they use specifically created to take advantage of retired people and senior citizens. Be especially careful when clicking on links within emails and untrusted websites. Cybercriminals also at times resort to the old fashioned fake phone call.
- Use Your Devices Securely — When surfing the web or accessing your online accounts always verify that the website you are on is legitimate. Most security software has features that check for suspicious websites. Always ensure the site is secure by verifying the URL includes “HTTPS”, think of the “S” as meaning secure. To minimize other types of risks turn your Blue-tooth off when not in use.
- Avoid Using Public Wi-Fi — Public Wi-Fi can be very convenient, especially in places like airports and coffee shops. Things like checking your social media or logging into your online banking account become risky when using public Wi-Fi. You just don’t know what’s lurking on the network. It’s not just the network, it could other users on the network that are acting maliciously. In general, avoid public networks. If you must use them understand that you should not enter sensitive information or login credentials.
- Keep Current Backups of Your Data — The concept of personal cybersecurity best practices for retired people include more than safeguarding your personal and sensitive information. It also includes safeguarding your data from loss or destruction. Some types of malicious attacks can comprise your data by deleting it. By maintaining reliable backups of your data you will not be taking the chance of losing those valued photos of your grandchildren.
- Review Banking and Credit Reports Often — So you’re doing everything right. You are practicing the best personal cybersecurity techniques. No matter how diligent you are with your personal cybersecurity best practices, you can’t stop all the cybercriminals all the time. If you get in the habit of occasionally reviewing your online banking accounts and credit reports you will know when something has gone awry.
When reviewing your online banking accounts and credit reports if you find discrepancies, you need to take action. If this is the case, refer to this article: How to Report and Recover From Identity Theft
How to Implement Personal Cybersecurity Best Practices on a Daily Basis
Here is a poster you can download (Pdf format) and post somewhere in your home as a reminder to practice good personal cybersecurity on a daily basis.
What Makes Senior Citizens Vulnerable to Cyberattacks?
Anyone can fall victim to cybercrimes, identity theft, and online fraud. However there are reasons that cybercriminals sometimes exploit retired people. The following list explains what makes senior citizens so vulnerable to cyber attacks, and why they are so often targets.
- New Technologies can be Confusing — To use personal cybersecurity best practices for retired people is not always that simple. Some of the methods used to protect our systems can be complicated. Many senior citizens don’t use anti-virus or anti-malware software for that reason.
- The Use of Weak Passwords — Creating a unique and complex password for every website and online account takes effort. The use of a passw2ord manager is a good solution that makes the task less of a pain.
- Social Media Habits — This is where good personal cybersecurity practices should always be used by retired people. You see, as a retired person you likely have lots to talk about. You may have grandkids, pets, interesting hobbies, and lots of things to share. When you share online be careful not to expose too many details. Never post travel plans or specifics about your daily routine.
- Certain Level of Trust — Most people that are retired, like myself, are more trusting in nature. We did not grow up in today’s world. Sure, we are part of it, but our trust level is different. This is an aspect of human nature that we miss, the trust factor. Unfortunately, there are reasons to not be quite so trusting.
Practice Good Personal Cybersecurity and Be Happy!
Social media safety tips for seniors
Senior citizens use social media to stay in touch with family. They are able to touch bases with their adult children and their young grandchildren. There are social media tips for seniors that should be practiced.
Social media sites provide the ability to bring the lives of loved ones closer and offer a simple solution to stay in touch. This convenience is not without risks. Following is 5 social media tips for seniors. If you’re in this group, or know someone that is, these social media tips may be useful.
5 Social Media Safety Tips for Seniors
1) Use strong passwords for all accounts
2) Set privacy controls to limit the amount of information shared
3) Watch out for online social media scams
4) Don’t post vacation plans or daily schedules
5) Be selective about your friend requests and accepts
By utilizing these basic social media safety tips for seniors you can remain safe while using social media. It’s important for senior citizens to stay connected but in a safe way. Don’t fall victim to scams and fraudulent offers. Remember if it sounds too good to be true, it’s probably some kind of scam.
If you receive a message from someone you don’t know, you should probably ignore it. Be careful about the information you share, whether about you or someone else. Personal cybersecurity best practices include practicing social media tips for seniors.
Featured image by Pressfoto
Updated 04/08/2021 by Kirby Allen